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Health and Dental

NWPSA strives to provide a great extended insurance plan to it's students. We work hard to help our students with submitting claims, opting out, or adding dependents. Email with questions or for support with the Health and Dental Plans.  

Who is eligible for the H&D plan?

Uh... Students. I'm pretty sure.

Fantastic. I chipped a tooth this week.

That sounds stressful.

I feel that. 

Well! When I see you next week I will have a brand new smile! 

Totally. But knowing that I have coverage for it makes it a lot easier. I have a hard enough time with the dentist. I don't need to be stressed out about $$$ too.



If you are enrolled at NWP, and meet the eligibility requirements, you are automatically opted in to the health and dental plan. NWPSA’s health and dental plan offers students many benefits such as dental, vision and, prescription coverage along with tuition insurance. The fees are as follows:

Extended Health Plan Fee:

$216 When enrolling in September.

$151 When enrolling in January.

$90 When enrolling in May. 

Dental Plan Fee:

$208 When enrolling in September.

$146 When enrolling in January.

$90 When enrolling in May. 

Combined Health & Dental Fee:

$424 When enrolling in September.

$297 When enrolling in January.

$180 When enrolling in May. 

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In order to opt out, you MUST fill out the online waiver and supply comparable coverage information prior to the deadline. An example of comparable coverage would be benefits received from your employer or from a parent’s/spouse’s employer. Please note that Provincial Health Care coverage is not considered comparable coverage. Unfortunately, we are not able to make exceptions if you miss the deadline, so please make special note of the date if you plan on opting out. 

You will need to opt out each year if you choose not to be on the Health and Dental Plan. 

Once your opt out is approved, your NWPStudent Financial account will be credited.  If you have already paid the fee prior to opting out, please contact Student Services.

** If you have successfully opted out of coverage, you will receive a confirmation email, be sure to keep your confirmation email. If you have not received a confirmation email, you have NOT successfully opted out. Please email before the opt-out deadline if you are encountering problems opting out with the online waiver.**

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  • Who is eligible for the Health and Dental plan?
    A member of the Northwestern Polytechnic Students' Association, enrolled fulltime at NWP, under the age of 65, residing in Canada, covered under a provincial health care plan or equivalent.
  • Are international students eligible to be covered by the Health and Dental plan?
    International students must be covered by Alberta health Care in order to access the benefits of the student benefit plan. Please contact Sarah Westfall [], International Student Liaison for assistance or information regarding Alberta Health Care.
  • Why is the Health and Dental plan mandatory?
    For post-secondary students, any fee that is voted in by referendum follows the Post-Secondary Learning Act from the Government of Alberta. With a mandatory plan, the insurance risk is spread over a larger number of students, thereby lowering the cost per students, making the fee in a range that is affordable to students.
  • Is the plan the same as the Provincial Health Care?
    No. The Health and Dental Plan is an extended health and dental plan, which supplements your existing provincial health care. It DOES NOT replace your provincial health care. Health and Dental Plan are payable after any provincial health care benefits have been exhausted.
  • Can I add my dependents to my Health and Dental plan?
    Any full time student on the student benefit plan may add their spouse (married, common-law or same sex relationships are accepted) or dependent children (under the age of 21 and solely dependent upon the member for support) to the plan, for an additional fee, before September 13, 2023 deadline (January 13, 2024 for January students). *At this time we cannot add dependents for a May term start. Email to learn more about this process.
  • What dependents are eligible to be added to the Health and Dental plan?
    A spouse, or common-law partner, and/or your child.
  • Can students opt in to the Health and Dental plan?
    Under certain circumstances. Please email a detailed reason for wanting to opt in to The Executive Council will discuss the request to opt in, once they have you will be contacted.
  • Where do I find my Health and Dental Card?
    Log into your account at, once you are logged in the card will be on the menu on the left. You can store your Health and Dental cards in your mobile wallet.
  • How long does it take to get money back from a submitted claim?
    You can update your direct deposit information on to receive your money back right away. If you are choosing to wait for a cheque it can take a few weeks to receive the cheque in the mail.


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